CalcFi™

01 Risk Calculator Know your risk appetite before you invest — 15 quick questions, one clear profile. Open Risk Calculator → 02 EMI Loan amount, rate, tenure — get your monthly instalment and full interest cost. Open EMI → 03 SIP Normal, Step-up with lump sums, or Goal-based — four ways to plan your SIP, one calculator. Open SIP → 04 Return Calculator CAGR for a simple beginning-to-end rate, or XIRR for irregular cash flows on real dates. Open Return Calculator → 05 SWP How long will your corpus last? Set a monthly withdrawal and see when the money runs out. Open SWP → 06 FIRE How much do you need to never work again? Target corpus, withdrawal rate, years to get there. Open FIRE → 07 Pres. / Fut. Value Lump sum or multiple cash flows — see what money is worth today, or what it becomes. Open Pres. / Fut. Value → 08 Rent vs Buy Compares your net worth if you buy a home vs. if you rent and invest the difference — just 6 fields needed. Open Rent vs Buy → 09 Depreciation How an asset loses value year by year — Straight Line (SLM) or Written Down Value (WDV). Open Depreciation → 10 Brokerage Buy price, sell price, quantity — get the full charge sheet: brokerage, STT, GST, stamp duty, and net P&L. Open Brokerage → 11 GST Enter amount and rate — get CGST, SGST, IGST split. Works both ways — inclusive or exclusive. Open GST → 12 No. of days Count days, weeks, months between dates — or compare two ages and spot the milestones. Open No. of days →